The Loan Shark Prevention Act (for which Congress.gov has no bill number at this writing) would cap interest on all consumer loans at 15 percent -- which would include credit cards and essentially eliminate the entire payday lending industry. Note well that the Loan Shark Prevention Act would prevent lenders from concocting fees to replace the money they'd lose. Myself, I'd add caps specifically on auto loans, mortgages and personal loans (I'd do 2%, 3%, and 6%, respectively), but a broad 15% cap would certainly save working people money on their credit cards. And banks wouldn't go broke -- they just wouldn't be able to buy Congressfolk as easily as they can now. And the folks who'd call the Loan Shark Prevention Act a "job-killing" bill? We could describe them as objectively pro-usury. You can use the tools in the upper right-hand corner of this page to find phone numbers for your Reps and Senators, so you can call them and tell them to pass the Loan Shark Prevention Act.
Meanwhile, you think Facebook's got it bad now, after being exposed as a corporation that's careless with our personal information? Then get a load of reports indicating that Facebook is aiding and abetting wildlife trafficking and looting of Middle Eastern archaeological sites, and has even enabled hate groups to hijack its software to auto-generate more video content. Facebook seems to think it's doing a great job at the last item, while admitting that it "could do better" about the other two, which we've totally never heard before! The National Whistleblower Center helps you tell our Securities and Exchange Commission (or SEC) to fully investigate these allegations and punish Facebook as their investigations demand. Why the National Whistleblower Center, you ask? Because without anonymous whistleblowers -- who risk years of unemployment and abuse whether their identities get exposed or not! -- we'd likely never have known about any of these things going on. And why the SEC? Because Facebook is a publicly-traded corporation which may be injuring its shareholders with its actions.
In other news, Corporate Accountability helps you urge your state Attorney General to investigate allegations that Exxon knew climate change was coming, but lied to shareholders and the American public about it in order to keep making money. You may know the story by now: Exxon knew enough about the relationship between fossil fuel pollution and climate change by the late '70s that it taught scientists about it, but didn't come clean about it with shareholders or customers, instead embarking on a long and very well-funded campaign of obfuscation and disinformation. Change being the only constant, you'd think a corporation that knew about climate change would maybe adapt by gradually switching over to renewables, but, alas, Exxon did not face a 55% corporate tax during the late '80s, nor did its executives face a 91% income tax on millionaire income, so Exxon moved to protect its money rather than the planet on which its employees live. And for that, we should at least investigate Exxon.
Finally, the House Judiciary Committee passed H.R. 5, the Equality Act, out of committee last week, and the full House may vote on it this week, so the National LGBTQ Task Force helps you tell your House Reps to support civil rights for gay and transgender folks by passing the Equality Act. The Equality Act would extend full protections under the Civil Rights Act to gay and transgender folks, which will no doubt prompt some right-wingers to squeal BUT TEH CIVUL RIGHTZ ACTZ WAS FOR TEH BLACKZ!!!!!, which would generally represent more enthusiasm for black civil rights than they had when Congress was debating the Civil Rights Act. What a wondrous thing, when folks suddenly discover their support for past civil rights legislation in their efforts to keep other folks from getting civil rights! But for the gay and transgender folks who get shut out of jobs, apartments, and freaking bathrooms because of other people's bigotry, we need to pass the Equality Act.