If you've missed previous opportunities to tell the Consumer Financial Protection Bureau (or CFPB) to enact the most vigorous payday lender rules possible, then Stop Payday Predators still helps you do that. I know some of my readers have been trapped in the payday loan spiral, and I'm sorry they had to go through that, because payday lenders are really like legalized loan sharks -- they look for vulnerable people in communities (usually communities of color) underserved or unserved by traditional banks, and when you don't pay off the first loan, they roll it over into another loan, and another, and another, until you're paying over 300 percent interest annually on these loans. Don't believe folks who say payday lenders really aren't predators because not enough people default on their loans to meet their definition of "predator," because, again, 300 percent interest! Who but a predator extracts that from you? And if the CFPB's proposals don't go far enough, that's why we have public commenting periods -- so we can tell them to go far enough.
Meanwhile, you may have also missed previous opportunities to tell the National Park Service to abandon its plan to pollute our national parks with ever-more corporate advertising, but the Campaign for a Commercial-Free Childhood still helps you do that, too. Currently our national parks are relatively free from the ravages of corporate advertising, but the National Park Service would have its members actively solicit corporate donations to fund our parks, and would even lift current the Service's current restrictions on naming rights. That's right, you might one day go to Coca-Cola Yosemite National Park, or Rio Tinto Grand Canyon National Park. I'm old enough to remember when sports stadiums gave away naming rights for the first time; the media actually thought it was a big deal, a bit shame-worthy, even -- and those stadiums were all privately-owned. Yet we own our national parks, and now the "liberal" media hardly utters a peep about the Park Service's aims. That demonstrates how sick, immoral, and decadent our civilization has become. But we live in a democracy, so we can reverse that decadence -- not in a day, but in time.